How to Enroll in Medicare Parts A+B or Part A Online

 💡 If your income is above a certain level, you may pay more for Medicare Part B and Part D — this is called IRMAA, or Income-Related Monthly Adjustment Amount. Use this guide to find out if it applies to you, how much you might pay, and where to look up your premium. 

 💡 If you have limited income or resources, you may qualify for a program called Extra Help to reduce your Medicare prescription drug costs. This guide walks you through how to apply for Extra Help online through the Social Security website — it’s fast, secure, and free to apply. 

 💡 If you’re paying more for Medicare because of IRMAA, but your income has recently changed due to retirement, divorce, or another qualifying event, you may be able to file an appeal and lower your premium. This guide shows how to submit the SSA-44 form and request a review. Note: You must either create a ssa.gov account or login.